Questionnaire about Credit-based Insurance Scoring by Property and Casualty Insurers
The Financial Services Commission of Ontario (FSCO) is seeking information, through the attached questionnaire, to better understand how credit scoring is being used in the insurance industry.
The questionnaire is intended to gather Ontario-wide information about the use of credit-based insurance (CBI) scoring practices of insurers in the property and casualty industry.
The questionnaire is being conducted for analysis purposes only, not for compliance reasons. The Insurance Act does not prohibit the practice of using credit information for rating and underwriting, except as it relates to automobile insurance for private passenger automobiles.
- Letter (PDF)
- Questionnaire (PDF)
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