Before You Begin
Many considerations come into play when insurance companies set auto insurance rates.
The following information is designed to provide you with a basic overview of some of the factors that affect the cost of auto insurance. As well, helpful tips on how you can save money on your auto insurance are also provided.
Please take the time to read the following before proceeding to the Educational Auto Rate Tutorial:
- Where Can You Purchase Automobile Insurance
- How Your Automobile Insurance Rates Are Set:
- Your Personal Profile
- The Amount of Coverage You Purchase
- Your Deductible
- The Insurance Company You Choose (why rates differ from company to company)
- What are Underwriting Rules?
- High-Risk Drivers
- Tips for Saving Money on Automobile Insurance
- Discounts
- Tips for Young Drivers









Financial Services Commission of Ontario